Example Work
Each example is a practice engagement built on sample data, so all figures are illustrative. The deliverables are real: the same workbooks and decks a client gets.
Seeing a covenant breach a year before it could happen.
The seasonal equipment prebuy drains cash every spring. A 12‑month forecast shows the low point and when to line up credit.
3 months below the bank’s covenant floor in the bear case
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Revenue beat budget. Profit didn’t.
A monthly budget vs. actual review traced the miss to a supplier price increase that never made it into job estimates.
$145K/yr in margin at risk until pricing caught up
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Will a $45,000 expansion pay for itself?
An equipment payback model answered yes, and found the one assumption that could stretch payback from 14 to 20 months.
14 months to pay back the investment
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